General Financial Aid Terms

1. Cost of Attendance (COA): The total estimated cost for one year of college, including tuition, fees, room and board, books, transportation, and personal expenses.

2. Direct Subsidized Loan: A type of federal student loan for undergraduate students with financial need. The government pays the interest while the student is in school and during certain deferment periods.

3. Direct Unsubsidized Loan: A type of federal student loan available to undergraduate and graduate students regardless of financial need. Interest accrues from the time the loan is disbursed.

4. Expected Family Contribution (EFC): The amount a family is expected to contribute toward a student's college costs, calculated based on financial information provided on the FAFSA or CSS Profile.

5. Federal Pell Grant: A need-based federal grant awarded to undergraduate students with exceptional financial need.

6. Federal Supplemental Educational Opportunity Grant (FSEOG): A need-based federal grant awarded to undergraduate students with the lowest Expected Family Contributions.

7. Financial Need: The difference between a student's Cost of Attendance (COA) and their Expected Family Contribution (EFC), which determines their eligibility for need-based financial aid.

8. Free Application for Federal Student Aid (FAFSA): The application used by students and their families to apply for federal financial aid for college.

9. Grant: Financial aid that does not require repayment, typically awarded based on financial need.

10. Loan: Borrowed funds that must be repaid with interest. Federal and private loans are available to students to help finance their education.

11. Merit-Based Aid: Financial aid awarded to students based on their academic, athletic, artistic, or other achievements, rather than financial need.

12. Net Price: The actual cost a student and their family will need to pay for college after accounting for grants, scholarships, and other financial aid.

13. Scholarship: Financial aid awarded to students based on academic, athletic, artistic, or other achievements, often provided by colleges, private organizations, or foundations.

14. Work-Study Program: A federal program that provides part-time employment opportunities to eligible undergraduate and graduate students to help finance their education.

15. Tuition Waiver: A waiver granted by a college or university that exempts a student from paying all or part of their tuition costs.

These financial aid terms are essential for students and families to understand as they navigate the college application process and explore options for funding their education.


Scholarships for students from Hawaii

Scholarship Search Engine: Smartscholar.com Yes 

Scholarship Search Engine: Fastweb.org Yes 

Scholarship Search Engine: https://www.niche.com/colleges/scholarships/ Yes 

1. Hawai'i Community Foundation Scholarships: Offers a wide range of scholarships to Hawaii residents pursuing higher education. (Website: hawaiicommunityfoundation.org)

2. The Mitsunaga Scholarship: Provides financial aid to students from Hawaii attending college on the mainland. (Website: mitsunagascholarship.org)

3. Pauahi Foundation Scholarships: Offers scholarships to Native Hawaiian students attending college in Hawaii and on the mainland. (Website: pauahi.org)

4. Hawaii Education Association Scholarships: Provides scholarships to children of active members of the Hawaii State Teachers Association. (Website: hsta.org)

5. Maui Filipino Chamber of Commerce Scholarship: Awards scholarships to students of Filipino heritage from Maui County. (Website: mauifilipinochamber.com)

6. HawaiiUSA Federal Credit Union Scholarship Program: Offers scholarships to members of HawaiiUSA Federal Credit Union pursuing higher education. (Website: hawaiiusafcu.com)

7. Hawaii Rotary Youth Foundation Scholarships: Provides scholarships to high school seniors from Hawaii based on academic achievement and community involvement. (Website: hawaiiryf.org)

8. Hawaii Self Storage College Scholarship Program: Awards scholarships to students from Hawaii for their academic excellence. (Website: hawaiiselfstorage.com)

9. Hawaii Hotel Industry Foundation (HHIF) Scholarship: Offers scholarships to students pursuing degrees in hospitality or tourism fields in Hawaii. (Website: hhf.com)

10. East-West Center Scholarships: Provides scholarships to students from the Asia Pacific region, including Hawaii, pursuing undergraduate studies in the United States. (Website: eastwestcenter.org)

Please note that the availability of scholarships and their specific requirements may change over time, so it's essential to visit the respective websites for the most up-to-date information and application details. Additionally, some scholarships may have specific eligibility criteria based on factors such as academic achievement, financial need, or community involvement, so applicants should review each scholarship's details carefully to determine their eligibility.


Below is a list of undergraduate college scholarships available specifically for Asian Pacific Islander and Native Hawaiian students:

1. Asian & Pacific Islander American Scholarship Fund (APIASF) Scholarship: Provides scholarships to Asian and Pacific Islander American students with financial need. (Website: apiasf.org)

2. Asian Pacific Fund Scholarships: Offers various scholarships to students of Asian and Pacific Islander heritage, including the Audrey Tam Scholarship for visual arts. (Website: asianpacificfund.org)

3. Japanese American Citizens League (JACL) National Scholarship Program: Provides scholarships to JACL members of any ethnic heritage pursuing higher education. (Website: jacl.org)

4. Korean American Scholarship Foundation (KASF) Scholarships: Awards scholarships to Korean American students attending college in the United States. (Website: kasf.org)

5. Filipino American Scholarship Fund (FASF): Offers scholarships to Filipino American students based on academic merit and community involvement. (Website: fascholarship.org)

6. Pacific Islander Scholarship: Provides financial assistance to Pacific Islander students attending college in the United States. (Website: pacislander.org)

7. Native Hawaiian Scholarship 'Aimalama: Offers scholarships to Native Hawaiian students pursuing higher education. (Website: ahapunanaleo.org)

8. Polynesian Voyaging Society Scholarship: Provides financial support to students of Polynesian ancestry who are committed to perpetuating the heritage and culture of Polynesia. (Website: hokulea.com)

9. Daughters of Hawai'i Scholarship: Awarded to Native Hawaiian students majoring in Hawaiian studies, history, or related fields. (Website: daughtersofhawaii.org)

10. East West Center Scholarships: Offers scholarships to students from the Asia Pacific region, including Hawaii, pursuing undergraduate studies in the United States. (Website: eastwestcenter.org)

Please note that the availability of scholarships and their specific requirements may change over time, so it's essential to visit the respective websites for the most up-to-date information and application details. Additionally, there may be more regional or community-specific scholarships available for Asian Pacific Islander and Native Hawaiian students that are not listed here, so it's worthwhile to inquire with local organizations and educational institutions.


General Scholarships

The Pace Leaders Program (any of the UH campuses) $1000-$6000 1/15

Enrolled in degree-seeking program at any of the 10 UH campuses  

/ Be in good academic standing / Able to contribute up to 10 hours per week as a student leader Essay  


Ruth C. Scudder Scholarship $1000-$2000 2/28 

Women of Christian affiliation from Hawaii / Attending school within the University of Hawaii system Essay, Letter of Rec, Transcript  

Kenneth O. & Doris A. Rewick Educational Aid Fund $1000-$2000 2/28

Student from Hawaii / Enrolled or intended to enroll in any  

accredited school for undergraduate and graduate studies, or for  

other specialized training beyond high school / Full-time or Part time Essay, Letter of Rec, Transcript 


PB&J Scholarship $1,000 5/31

Current high school senior / Plan on attending a 2 or 4 year college  

/ Students who have experienced personal challenges that may not  

have allowed them to perform well academically, but who still have the drive to succeed Essay, Letter of Rec, Transcript 

Ambassador of Aloha Scholarship $3,500 3/1

Hawaii high school senior / Participation in one or more of "Duke's  

Sports" / Actively demonstrating leadership and community  

involvement / Cumulative GPA of at least 3.0 / Demonstrates financial need / Previous years winners are welcome to reapply Essay, Letter of Rec, Transcript 


2023 Hawaii Self Storage Student Scholarship $1,000 2/15

Hawaii resident / Graduating high school senior attending a 4-year  college or university at full-time status with a minimum of 12 credits Essay  


Hahperd High School Scholarship $1,250 2/28

Attending a Hawaii high school for at least 2 years / Minimum GPA  

of 3.0 / Have done community service / Plan to be enrolled in a 4  

year study program on a full-time status / Have a desire to teach in  

the areas of health, physical education, recreation or dance in 

Hawaii Essay, Letter of Rec, Transcript


HFS Federal Credit Union $2,500 2/28

Current HFS Federal Credit Union member / Current Big Island hs senior / Plan to be enrolled in a 2 or 4 year study program on a full time status Minimum of 3.0 GPA  4 essays (250 words), transcript, EFC,  resume, 2 letters of rec


Takitani Foundation $2000-$10000 2/1

Student Aid Report, Transcript, any  short essays and/or other documents

Hawaii Community Foundation Yes Varying amounts 2/15

Applicant must be a 2023 graduating Hawaii high school senior who will be attending, as a full- time student, an accredited 4-year college or university in Hawaii or on the U.S. Mainland to earn a baccalaureate degree. A full-time student is defined as taking a baccalaureate degree. A full-time student is defined as taking a minimum of twelve (12) credit hours per semester or equivalent. / Applicant must be a U.S. citizen and a legal resident of Hawaii prior to submittal of required for some specific scholarships application. Letter of Rec, Financial Aid Data.

Hawaii Rotary Youth Foundation $2500, $5000, $10000 x2 2/1

Office of Hawaiian Affairs Yes Varying amounts 

Clem Judd, Jr. Memorial Scholarship, Hawaii Hotel Industry Foundation $1000-$2500 

R.W. Bob Holden Memorial Scholarship, Hawaii Hotel Industry Foundation $1,000 

Native Hawaiian Chamber of Commerce Scholarship $1,000 

Kona Culinary Arts, Ke Ali'i Pauahi Foundation $1,000 

ASLA Hawaii Chapter/David T. Woolsey Scholarship, Landscape Architecture Foundation $2,000 

APIASF/united Health Foundation Scholarship, Asian & Pacific Islander American Schsp. Fund $5,000 

Pauahi Foundation Yes Varying amounts